Title: Ask the AG

" The opportunity that the attorney general -- Martha Coakley McCall. Joins of the morning Martha good morning. -- good morning -- It's always we appreciate your time we're just over a week away now from Black Friday -- out highlighting areas -- tumors cancer and I'll start with -- gift cards popular item but there's a lot of confusion in terms of hadn't caught. An expiration -- of -- are well."

" And you don't particularly. As -- are watching every dollar this year or. If you are buying gifts are now that -- be good for seven years but would you have to know is that any of the major bank like an Emmett harder -- a car that -- to a major bank and of the -- are tied to me giving you may not have that protection maybe a year to. What's important is if you're buying it back at the time. They have to lose you how long neck -- and four and -- really and that the average -- into the give note that when you get them to -- part."

" Sometimes hidden fees and demeanor caught off guard to up it went under but may not actually be all of --"

" Well exactly you don't use it right away some of the bank treated Omar like a debit and they will take a monthly maintenance out if you don't use that it may get. Use up fees. No those are all things that you with the purchase or I'm giving it yet and ask about me you let the recipient."

" Now what. Happen if you happen to -- or even -- from a place is out."

" Well it -- and maybe -- locket there are some things to watch it they going to bankrupt you have the opportunity to file a complaint. In which you can get your value back depends on the kind of bankruptcy if they're reorganizing. Most likely they're gonna -- honor that card for their own public relations but they're liquidating it may be there aren't enough out at once again if you're buying -- you know take. Take a look around and and make sure that it company that likely to be around opening here."

" I'll talk to return Paul a lot of people get back to wanna. Get a refund. It odd sort of make those all they're all on -- under and the before they --"

" Well exactly when we're talking about gives you may get something and not know what that is again if you are buying a gift I'm like. On this work and haven't they want -- to tell you what it -- it cannot be just feel it should be it obviously. When you buy. If you're the recipient that you may not know what that isn't again. You know part of being a good gift givers letting the -- oh about -- or -- and what would be the term that doesn't it or you don't like Iraq or whatever you know you -- be able to bring them back."

" about shopping online to know you're dealing with and you get easier credit card as opposed to a debit card."

" Short yet if you think about it that -- guard takes time to -- you know this is brought that goes through your bank -- record -- If you use the debit card you can understand your money is -- immediately taken out of your own account. And if you want -- return something that defective product in the be much more difficult. To get that money refunded."

" A lot more information all of the web site -- dot gov. Act Lara EEO finally mark would agree on all the legal food frenzy that --"

" I Macauley and Virginia who until the rest of the attorney general's about it. And we decided to write -- we are organizing all the law. On the eastern part of state and through the -- it. I'm really get into a friendly competition to -- not the bought and food pantry in interestingly we're starting now what it's for mark we know that around the holidays generous -- a lot of canned goods they they watch out for. On the food entries a march is the time when the need is the -- we have an attorney general pop. And the law firm or group of lawyers -- were able to provide them no -- will be able to keep that -- year."

" Get bored rich and that's who at the web site has done -- appreciate your time thank you very much for joining me thank you."

" And -- haven't they mean to everybody 25 including thank you very much mark."